How to Pay with Apple Watch: Your Ultimate Step-by-Step Guide

Learning how to pay with Apple Watch not only offers the ultimate convenience but also opens up a world of seamless transactions. This comprehensive guide will equip you with step-by-step instructions to ensure you effortlessly navigate through the process, even as a complete beginner.

how to pay with apple watch

Requirements for Using Apple Pay on Apple Watch

Before diving into the steps of how to pay with Apple Watch, let’s ensure that you have everything needed. Here’s a list of requirements:

  • An Apple Watch that’s compatible with Apple Pay
  • An iPhone 6 or later model
  • The latest version of watchOS and iOS
  • An Apple ID signed in to iCloud
  • A supported card from a participating card issuer

For a detailed list of supported models and system requirements, visit Apple’s official support page.

Setting Up Apple Pay on Your Apple Watch

Now that we’ve established the necessary requirements, the next step on how to pay with Apple Watch is setting up Apple Pay.

  1. Open the Apple Watch app on your iPhone.
  2. Tap ‘My Watch’, then tap ‘Wallet & Apple Pay’.
  3. Follow the prompts to add a new card. If you’re asked to add the card that you use with your Apple ID, just enter its security code.
  4. Tap ‘Next’. Your bank or card issuer will verify your information and decide if you can add your card to Apple Pay. If your bank or issuer needs more information to verify your card, they’ll ask you for it.
  5. After your bank or issuer verifies your card, tap ‘Next’. Then, start using Apple Pay.
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Paying with Apple Watch

With Apple Pay set up on your device, you’re now ready to learn how to pay with Apple Watch.

  1. Double-click the side button on your Apple Watch.
  2. When your card appears, move your Apple Watch towards the contactless reader.
  3. Wait until you feel a gentle tap. That’s the sign that your payment was successful.


Knowing how to pay with Apple Watch takes you one step closer to the digital future, providing you with a quick and secure way to handle transactions. Follow this detailed guide, and you’ll soon be making payments with a simple flick of your wrist.